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Millennium Bank increases uncollateralized cash loans maximum amount

Millennium Bank clients can now contract uncollateralized cash loans of up to 45,000 lei and use the amount without bringing any justification to the bank. The credit is available in lei and the fixed interest rate is 14.5% per year. The pre-contractual expenses related to loan file preparation and the administration are free of charge, the only fee charged at loan contracting being the analysis commission of 250 lei. The loan tenor can go up to 60 months.

“In 2012, 45% of the credit applications we received were for cash loans. Following the increasing demand, we decided to improve the product,


in order to better answer our clients’ needs. Thus, we increased the maximum amount from 25,000 to 45,000 lei”, Eliza Erhan, Head of Retail Product Development with Millennium Bank Romania, stated.

The bank accepts two co-borrowers on the loan and a wide range of income sources, including salaries, bonuses, sales commissions, board incentives and censors, author rights, rents, dividends, income from freelancer activities, daily allowances, daily allowances sailors.

Millennium Bank, part of the leading financial private group in Portugal, Millennium bcp, started its activity on the Romanian market on October 11, 2007, by simultaneously opening 39 branches in Bucharest and in other eight cities of the country. The bank addresses both individuals and companies, through an extensive range of products.

Millennium bcp is a success story in European banking. Founded in 1985, Millennium bcp registered, at the end of March 2012, total assets of EUR 92 billion. Millennium is Portugal's leading private financial group and is included in key national and international stock market indices, in particular the Euronext PSI Financial Services, PSI-20, DJ Eurostoxx banks, Bebanks and Euronext 100, of the Lisbon, Paris, Brussels and Amsterdam Stock Exchanges.

Millennium bcp group has a network of more than 1,700 units and a total of above 21,500 employees.

Millennium bcp provides a wide range of products and services, namely savings, investment, mortgage loans, consumer credit, commercial banking, leasing, factoring, insurance, investment banking, private banking and asset management, serving its customers on a segmented basis. Emphasis is given to the Internet Banking service, which has been distinguished in Europe for its quality and innovation.

Since its incorporation, Millennium bcp has been renowned for its dynamism, innovation, competitiveness, profitability and financial strength. It has made its mark as the top leader in several financial business areas on the domestic market and as reference in the distribution of financial products and services on an international level. Millennium bcp operates in Portugal, Poland, Greece, Romania, Switzerland, Mozambique, Angola, Macao, France and Luxembourg. All operations are carried out under the Millennium brand.

Millennium bcp's focus is on the creation of value in markets selected on the basis of a controlled risk profile and high growth potential, to sustain its internationally-recognized service excellence and innovation in financial products.

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